CSB Privacy Policy

FACTS

WHAT DOES CHESTERFIELD STATE: BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types p(personal information we collect and share depend on the product or service you have. with us. This information can include:

• 111 Social Security number and Payment
• History Credit and Transaction or Loss History
• History Overdraft History and Checking Account Information

When you are no longer our customer, we continue to share your information as described ln this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Chesterfield State Bank chooses to share, whether you can limit this sharing.

Reasons we can share your personal information			Does Chesterfield State Bank share?	Can you limit this sharing?
For our everyday business purposes – Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus			Yes	No
For our marketing purposes – to offer our products and services to you			No	We don’t share
For joint marketing with other financial companies			No	We don’t share
For our affiliates’ everyday business purposes – information about your transactions and experiences			No	We don’t share
For our affiliates’ every business purposes – information about your creditworthiness			No	We don’t share
For nonaffiliates to market to you			No	We don’t share

Who we are
Who is providing this notice?	Chesterfield State Bank

What we do
How does Chesterfield State Bank protect my personal information?				To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Chesterfield State Bank collect my personal information?				We collect your personal information, for example, when you >Open an account or Deposit Money >Show your driver’s license or Apply for a Loan >Provide account information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?				Federal law gives you the right to limit only > sharing for affiliates’ everyday business purposes – information about your creditworthiness > affiliates from using your information to market to you > sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights limit sharing.

Definitions
Affiliates			Companies related by common ownership or control. They can be financial and nonfinancial companies. >Chesterfield State Bank has no affiliates
Nonaffiliates			Companies not related by common ownership or control. They can be financial and nonfinancial companies. >Chesterfield State Bank does not share with nonaffiliates so they can market to you.
Joint Marketing			A formal agreement between nonaffiliated financial companies that together market financial products or services to you. >Chesterfield State Bank does not joint market.